Step 1

FIT Meeting

  • Overview of meetings
  • What is important to you?
  • About K/H Financial
  • Our approach to wealth management
  • Our approach to planning
    Planning for today & tomorrow (GPM)
  • Our compensation
  • Where do we go from here?

Step 2

Life Planning

  • Review inputs
  • Confirm goals and dreams
  • Assess risk tolerance
  • Timelines
  • Results

Step 3

Plan Implementation

  • Present a tailored plan of action specific to your situation, addressing your goals, concerns, and desires
  • Present your investment strategy specifically designed for you and your unique situation

Make an appointment!

If we might be a fit for your financial planning and wealth management needs, contact us to schedule a consultation with no obligation.

FAQs

HOW DO I GET STARTED WITH K/H FINANCIAL? 
The 1st step is always a “Fit Consultation.” This initial consultation is your opportunity to ask questions and get to know us! We will explain how we serve our clients, how we are paid, etc. This meeting also serves as an opportunity for us to learn about you and your unique situation.
WHO HAS CUSTODY OF MY MONEY WHEN I HIRE YOU TO MANAGE IT?
The advisors with K/H Financial never have custody–physical possession or access–to your money. Client assets are held at Raymond James Financial Services, Inc​. On occasion, we will use other mutual fund, insurance or direct participation companies to hold client assets within those companies.
HOW OFTEN WILL WE HEAR FROM THE ADVISORS WITH K/H FINANCIAL?
We take great pride in client service and regular communication. You can expect to hear from us often. We keep our clients updated on strategy changes, market and economic updates, financial plan reviews, etc. several times a year.
HOW ARE YOU COMPENSATED FOR MANAGING MY ACCOUNTS?
We are compensated by an advisory-fee based on assets under management held within advisory accounts. The fee is tiered based on value of accounts held. In certain circumstances where we are being compensated other than a fee based on assets, this will be properly disclosed to you.*
WILL I BE ABLE TO ACCESS MY ACCOUNTS ONLINE?
Yes, “Client Access” is available online and allows for viewing of your accounts and many other powerful tools and features.
WHAT IS YOUR INVESTMENT PHILOSOPHY?
We are Independent... we serve only one purpose: Our mission is to help guide individuals and families in having more fulfilling lives and strategic plan to help achieve their financial goals.
AM I QUALIFIED TO BECOME A CLIENT OF K/H FINANCIAL?
Most of our clients come to us on a referral basis. Our “typical” clients enjoy modest to healthy incomes and investment portfolios of $250,000 or more. However, we are very welcoming to those clients who may not yet meet these thresholds but are on the path to reach them.
WHAT SERVICES & INVESTMENTS DO THE ADVISORS WITH K/H FINANCIAL OFFER?
As full service financial advisors, we will offer a wide array of services and investment products. What we do best is work interactively with our clients to help guide them through what they want their life to look like and help them achieve it.
*In a fee-based account, clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically reevaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm’s Form ADV Part 2A as well as the client agreement.

Any opinions are those of K/H Financial and not necessarily those of RJFS or Raymond James. Investing involves risk and you may incur a profit or loss regardless of strategy selected.
Check the background of this firm on FINRA’s BrokerCheck.